Claim math
Three questions every claim raises, worked with your own figures in your browser. Estimates, not offers: how each one works.
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Work it out: claim or pay
Claim or pay yourself?
Compare what a claim pays after the deductible with what an at-fault surcharge could add to your premium over the next few years.
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Work it out: total loss
Total loss check
Enter the repair estimate and the car's value to see whether your state's rule points to a total loss, and what a settlement should add up to.
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Work it out: rental gap
Rental coverage gap
See how far your rental reimbursement limits stretch over a long repair, and what you could pay yourself.